A Parody on the $8,000. Federal Tax Credit
July 24, 2010 by Rick Frissell · 1 Comment
A parody on the $8,000. Federal Tax Credit by Rick Frissell “Red Baron”
Rick Frissell, Florida’s Beautiful Homes
813-340-6828
River Hills- Valrico, FL has an American Hero!
July 23, 2010 by Rick Frissell · 1 Comment
River Hills is a great place to live. River Hills is a gated community in Valrico, FL. It has some very nice amenities such as the River Hills Country Club that includes an Olympic size pool, clay tennis courts and a challenging 18 hole golf course. It has tree lines streets, and conservation areas galore.
It also has one other thing. An American Hero.
This afternoon I was driving to my home in River Hills. I entered the gate, slowing as my vehicle passed the bar scanner, causing the gate arm to slowly rise and allow me passage. As I drove down River Hills Causeway, the main drive, I came to a sign posted on a golf crossing sign.
How Much Home Can You Afford?
July 21, 2010 by Jon Tipton · Leave a Comment
3rd In a Series for First Time Home Buyers
First-time buyers are often unsure about the financial aspects of buying a home, and you may have many questions swirling in your head. How much can I afford? Do I need a large down payment?
Your home price range will be determined by your income, credit history, the cash you have for a down payment and closing costs, and your debt. How much you earn compared to how much you owe will likely determine how much the bank allows you to borrow. For Pre-Qualification please give us a call or an e-mail. Read more
Goodbye, Home Valuation Code of Conduct
July 19, 2010 by Jon Tipton · Leave a Comment
Since November 2008 at the time of HVCC’s inception, I’ve been awaiting its demise. “This too shall pass” have been words of wisdom passed down for generations. Last Thursday’s passage of legislation makes sweeping changes to the nation’s financial regulatory system. HR 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act includes the first modernization of real estate appraisal regulations in more than 20 years. This act provides grant funding for state oversight and enforcement of those regulations.
Is Owning Your Own Home On Your Mind?
July 16, 2010 by Jon Tipton · Leave a Comment
#2 In a Series For First Time Buyers
When you’re thinking about making a move, the first steps in the home buying process are:
1. Deciding when you want to make your move
2. Considering how much money you would like to spend
3. Thinking about what needs you have in a home
4. Deciding where you would like to live
The next step is usually finding out how much loan you can qualify for and deciding the type of financing that will work best for you.
If you’re in the “thinking” stage, you will want to speak with a lender about receiving pre-qualification. If you choose to become pre-qualified, the lender will determine how much you can borrow based on financial information you provide to the lender. Pre-qualification is useful for making preliminary decisions about how much home you can afford, but does not assess your creditworthiness.
You will need to fill out a loan application and go through the lender’s loan approval process at a later date. When you decide to buy a home, you will want to become pre-approved for a loan prior to beginning your home search. This makes the process smoother and shows sellers you are a serious buyer.
To contact our preferred lender please give us a call.
Please don’t hesitate to call or email for additional information about the buying process. Our goal is to provide you with practical information as you consider your next move. And, when you’re ready to make your move, We’ll help you find your dream home and handle all the details of the transaction, so all you need to do is pack!
If you have questions about making the decision to buy a home, please feel free to call or email.
Jon Tipton, Realtor/Certified Appraiser
813-653-1241
